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Mortgage Calculator

Estimate monthly payments, total interest, and repayment balance.

M = P[r(1+r)^n] / [(1+r)^n - 1]

$400,000 at 6.5% over 30 years = $2,528.27 / month

Interactive calculator

Mortgage Calculator

Monthly payment

$2,528.27

Total payment

$910,177.95

Total interest

$510,177.95

Formula/M = P[r(1+r)^n] / [(1+r)^n - 1]

Formula

M = P[r(1+r)^n] / [(1+r)^n - 1]

The formula is shown directly so users can audit how the result is produced.

Example

$400,000 at 6.5% over 30 years = $2,528.27 / month

Examples make common scenarios faster to verify before users enter their own values.

Reference Table

Principal$400,000
Monthly payment$2,528
Total interest$510,177

Reference values help users scan common conversions and compare expected ranges quickly.

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